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WE GENERATE MORE BUSINESS FOR YOUR COMPANY

"YOUR HAPPY PLACE!"

Best Quality, Service & Price

Best Quality, Service & Price

ABOUT US

At Business Generator, Inc. we vetted, value, and stand by our top-rated vendors and our mission is to connect clients to the best fit vendor based on the clients’ needs and resources – no matter what the issue or situation. We endeavor to be a compelling force for good in the world and we have built a broad-based network of real-life, high-quality, effective, and credible vendors comprising attorneys, accountants and income tax preparers, and physical therapists and chiropractors. Our goal is to empower everyone to connect with the best talent so as to help enable them to exercise their rights to resolve their issues and get the job done successfully.

We offer 20 Satellite Chiropractic Centers under one provider throughout Baltimore City and the state of Maryland

 

 

Business Generator allows you a platform to display your business information to increase opportunities and boost revenue for your company!

As a Business Generator subscriber, you receive 3 FOR THE PRICE OF 1!
In addition to Advertising & Marketing, YOU, YOUR CLIENTS and YOUR employees have access to
use ALL In-Network services offered.
  1. Employee Pay-Check Advantage Advance Loans
  2. Legal Case Advance settlement Loans
  3. Tax Refund Advance Loans**
All LOANS ARE UP TO 18 MONTHS INTEREST-FREE

Membership Pricing

At Business Generator, Inc. offers eligible clients to reputable highly-quality, effective, and credible attorneys, income tax preparers, and chiropractors, depending on each client’s specific needs and requirements. We have developed an extensive and proprietary database of such top-rated service providers and vendors whom we have vetted carefully and stand by solidly. Based on our own due diligence procedures we qualify each client and connect them as necessary for the successful fulfillment of their needs and goals – no matter their issue or situation. Our services are geared to ensure that our clients are paired with the best skills set, knowledge, abilities, and experience to help enable them to exercise their rights, efficiently and cost-effectively.

Income Tax Preparers

# 1 Ad Placement - $1,500 min / wk.
#2 Ad Placement - $1,250 min / wk.
#3 ​Ad Placement - $1,000 min / wk.
#4 Ad Placement - $750 min / wk.
#5 Ad Placement - $500 min / wk.
#6 Ad Placement - $250 min / wk.

Income Tax Preparers

Business Generator offers a variety of Marketing and Advertising services to help Income Tax Preparers get more exposure on the Business Generator platform and show up at the top of the Income Tax Preparers directory pages.

For information on additional ad placement options, email us info@businessgeneratoapp.com
Learn More

Attorney

# 1 Ad Placement - $2,000 min / wk.
#2 Ad Placement - $1,750 min / wk.
​ #3 Ad Placement - $1,500 min / wk.
#4 Ad Placement - $1,250 min / wk.
#5 Ad Placement - $1,000 min / wk.
#6 Ad Placement - $750 min / wk.
#7 Ad Placement - $500 min / wk.
#8 Ad Placement - $250 min / wk.

Attorney

Business Generator offers a variety of Marketing and Advertising Services to help Attorneys and Law Firms get more exposure on the Business Generator platform and show up at the top of the Attorney and Law Firms directory pages.

For information on additional ad placement options, email us info@businessgeneratorapp.com
Learn More

Physical Therapy, Chiropractors

# 1 Ad Placement - $1,000 min / wk.
#2 Ad Placement - $750 min / wk.
#3 ​Ad Placement - $500 min / wk.
#4 Ad Placement - $250 min / wk.


Physical Therapy, Chiropractors

Business Generator offers a variety of Marketing and Advertising, and to help Physical Therapist Services & Chiropractors get more exposure on the Business Generator platform and show up at the top of the Chiropractor directory pages.

For information on additional ad placement options, email us info@businessgeneratorapp.com
Learn More

 You may also subscribe to be added to our directory for $250/wk. In addition, we will advertise any additional “Specialized service you provide for an additional fee of $75 a week. Apply now to join the in-network directory.

Income Tax Preparers

Attorney

Tow, Physical Therapy, Chiropractors

Can’t Find Answer?

FAQ

Instantly expand your reach. Connect with clients and get opportunities with no real effort on your part. We offer the highest quality clientele for you.

We have a proprietary system which generates high quality clients in need of your services.

We do all the marketing for you. Target the type of clientele you want, and filter out those you don’t. We deliver high quality opportunities exclusively to our members only.

Sign up today. Choose the membership package that best fits your needs.

Fees vary based on the package you choose. We offer a variety of packages. For further information on cost please see the fee schedule. If you have any questions or concerns contact us directly by email or the number provided on the site.

As a Business Generator subscriber, you receive 3 FOR THE PRICE OF 1!
In addition to Advertising & Marketing, YOU, YOUR CLIENTS and YOUR employees have access to
use ALL In-Network services offered.

    1. Employee Pay-check Advantage Advance Loans

    2. Legal Case Advance settlement Loans
    3. Tax Refund Advance Loans**
 
All LOANS ARE UP TO 18 MONTHS INTEREST-FREE

Request More Info

Can’t Find Answer?

Contact us
for more details
on how to get started!

Request More Info

Business Generator offers a variety of lawyer advertising services to help Income Tax Preparers get more exposure on the Business Generator platform and show up at the top of the Income Tax Preparers directory pages.

These services include display ads as well as custom websites which can be linked up to a Business Generator profile to more easily monitor the effectiveness of your overall Business Generator marketing strategy.

The Income Tax Preparers directory is the core feature of Business Generator for consumers. Income Tax Preparers can pay for a premium listing in the directory to ensure that they show up at the top of the search results when someone looks for a Income Tax Preparers within that Income Tax Preparers practice area and location. Our proprietary client generation systems are designed to take your advertising efforts to the next level. So join Business Generator and let those new opportunities flow in TODAY!

BUSINESS GENERATOR, INC.

Legal Information: Privacy Policy and Terms and Conditions of Service Agreement

(Last Updated December 1, 2021)

This “Legal Information: Privacy Policy and Terms and Conditions of Service Agreement” (hereinafter “Privacy Policy”) describes the information collected by Business Generator, Inc. (hereinafter “Business Generator”) and its associated applications and websites. It explains how that information may be used, with whom it may be shared, and the choices available to Business Generator’s users and customers concerning such uses and disclosures.

Please read this Privacy Policy carefully when using Business Generator’s mobile applications and websites (hereinafter “Services”) or when transacting business with Business Generator. By using the Services, Business Generator’s users and customers are deemed to have accepted in full the terms and practices described in this Privacy Policy.

I. Definitions

For purposes of this Privacy Policy, the following terms shall have the following meanings:

1. Cookie” means a small text file that is stored on a user's device for record keeping purposes. Cookies can be either session cookies or persistent cookies. A session cookie expires when you close your browser and is used to make it easier for you to navigate our website. A persistent cookie remains on your device for an extended period of time. Cookies on our website do not link to or store your Personal Information (as such term is defined in Section I (4) below).

2. Business Generator Group of Companies” means the group of third party companies affiliated or associated with Business Generator.

3. Linked Site” means a website linked to Business Generator’s website but which is not under the control of Business Generator that is not responsible for the contents of any Linked Site, including (but not limited to) any link contained in a Linked Site, or any changes or updates thereto.

4. Personal Information” means individually identifiable information that would allow Business Generator to determine the actual identity of, and contact, a specific person wheresoever located (individual or corporate).

5. Sensitive Data” includes information, comments, or content (e.g., photographs, video, profile, etc.) that the customer optionally provides that may reveal his or her ethnic origin, nationality, religion, race, ethnicity, etc.

6. Site” means Business Generator’s website : www.real-timebgapp.com

7. User” means an individual person who uses Business Generator’s Services and such term includes Business Generator’s customers.

8. User Profile” means the collection of settings and information associated with a specific User and related virtual display of personal data.

9. User Support” means the provisions by Business Generator of technical assistance to its Users.

10. Web Beacons” (also known as clear gifs, pixel tags, or web bugs) means the tiny graphics with a unique identifier, similar in function to Cookies, that are used to track the online movements of web users or to access Cookies. Unlike Cookies, which are stored on the User's device hard drive, Web Beacons are embedded invisibly on the web pages (or in electronic mail) and are about the size of the period at the end of this sentence. Web Beacons may be used to deliver or communicate with Cookies, to count users who have visited certain pages and to understand usage patterns.

II. Information Collected by Business Generator

1. PERSONAL INFORMATION. In general, Business Generator may collect Personal Information (for User Profile building purposes and/or User Support), including Sensitive Data and other information. By providing Sensitive Data to Business Generator, you consent to the collection, use, and disclosure of the Sensitive Data as permitted by applicable privacy laws. We may also collect your geolocation information with your consent. We may collect this information through a website, mobile application, or other online services. When you provide Personal Information, the information may be sent to servers located in the United States and/or other countries globally.

2. PERSONAL AND OTHER INFORMATION. Business Generator may collect and store any Personal Information which you enter on its website or on a mobile application, or which you provide to us in some other manner. This includes (but is not limited to) identifying information, such as your name, profession, address, electronic mail address, and telephone number, and, if you transact business with Business Generator, your business and financial information such as method of payment (namely, credit or debit card number, type, expiration date, and other financial information). You may also provide to Business Generator information about your interests and activities, gender and age, and other demographic information (such as your hometown or username) which we may equally collect and store.

3. INFORMATION FROM THIRD PARTIES. Business Generator may obtain both Personal Information and non-Personal Information about you and your business from other businesses, business partners, contractors, and/or other third parties and add it to its account information or other information already collected about you. We may also receive information about you from third party social platforms (such as Facebook). When you access or use Business Generator’s website or mobile application through such a site, you effectively allow us to access or collect information made available by the third party site in accordance with its own privacy policy. This information may be available from your profile or account with such site or from Cookies placed on your device by the third-party platform.

4. INFORMATION ABOUT OTHERS. Business Generator may collect and store Personal Information about any other person that you provide to it (such as their name, profession, business, address, and electronic mail address). If you use the Services to send to others (such as to your friends, relatives, colleagues, partners, business associates, etc.) a communication or other, Business Generator may store your Personal Information, as well as the Personal Information of each such recipient in order to process those requests or facilitate future activities.

5. TECHNOLOGIES USED. Business Generator uses various technologies to collect information from your device and about your activities on our Site or application.

6. AUTOMATIC COLLECTION OF INFORMATION. Business Generator automatically collects information from your browser or device when you visit our website or application. This information could include your IP address, device ID, your browser type and language, access times, the content of any undeleted Cookies that your browser previously accepted from us and the referring website address.

7. USE OF COOKIES. When you visit Business Generator’s website or application, we may assign your device one or more Cookies, to facilitate access to our site and to personalize your online experience. Through the use of a Cookie, we also may automatically collect information about your online activity on our site, such as the pages you visit, the time and date of your visits, the links you click, and the searches you conduct on our site. During your visits to other websites or applications where we advertise, we (or third parties) may use certain data collected on our site to show you www.real-timebgapp.com advertisements. Although you may not opt out of receiving online advertisements generally, you may control the collection of data on our site used for targeted www.real-timebgapp.com advertising during your visits to other websites. The Site may contain links to other websites. Such Linked Sites are not under the control of Business Generator and Business Generator is not responsible for the contents of any Linked Site, including (but not limited to) any link contained in a Linked Site, or any changes or updates to a Linked Site. Business Generator is providing these links to the User only as a convenience, and, therefore, the inclusion of any link does not imply endorsement by Business Generator of the site or any association with its operators, owners, or sponsors.

8. THIRD PARTY SITES. Certain services made available via the Site are delivered by third party sites and organizations. By using any product, service, or functionality originating from the Site’s domain, you hereby acknowledge and consent that Business Generator must work with the hosting platform, and be required to provide non-sensitive information and data to any third party with whom Business Generator has a contractual relationship to provide the requested product, service, or functionality on behalf of the Site’s Users. All transactions will be processed by the third party payment processors whomsoever that may be.

9. OPTING OUT OF COOKIES. We do not intend, at this time, to collect any User Personal Information or Sensitive Data or other information beyond registration information. Neither do we, at this time, intend to sell any acquired information to third parties. To opt-out of www.real-timebgapp.com data collection for targeted advertising on other sites, click here:  OPT OUT

Most browsers automatically accept Cookies, but you can usually modify your browser setting to decline Cookies. If you choose to decline Cookies, then you may not be able to sign in or use some of the interactive features offered by our Services. Other Cookies may reflect de-identified demographic or other data linked to the registration data you have submitted to us (such as your electronic mail address, in hashed non-human readable form). No personally identifiable information is contained in these Cookies. To opt-out of these Cookies, please go to  OPT OUT.

10. USE OF WEB BEACONS. We may use standard Internet technology, such as Web Beacons, pixel tags, local storage, and other technologies that facilitate personalization to track your use of our Services. We also may use these technologies in advertisements or electronic mail messages to determine whether messages have been opened and acted upon. The information we obtain in this manner enables us to customize the services we offer our website or application visitors to deliver targeted advertisements and to measure the overall effectiveness of our online advertising, content, programming, or other activities.

11. THIRD PARTY ADS. We may allow service providers, Business Generator affiliated companies, advertising companies, advertisement networks, and other third parties to display advertisements on our Site. These companies may use tracking technologies, such as Cookies, to collect information about users who view or interact with their advertisements. We do not provide any non-masked or non-obscured Personal Information to these third parties.

12. USE OF INFORMATION. As a general matter, we may use information that we collect about you to, inter alia:

Deliver our products and services, and manage our business;

Manage your account and provide you with customer support;

Perform research and analysis about your use of, or interest in, our products, services, or content, or products, services, or content offered by others;

Communicate with you by electronic mail, postal mail, telephone and/or mobile devices about products or services that may be of interest to you either from us, other Business Generator companies, or other third parties;

Develop and display content and advertising tailored to your interests on our Site and other sites, including providing our advertisements to you when you visit other sites;

Perform advertisement tracking and website or mobile application analytics;

Enforce or exercise any rights in our terms and conditions;

Perform functions as otherwise described to you at the time of collection; and/or

Register you with and display your profile on other websites or applications owned by the Business Generator Group of Companies.

13. USE OF FINANCIAL INFORMATION. Business Generator may use your financial information or method of payment information to: (i) process payment for services and purchases; (ii) enroll you in programs in which you elect to participate; (iii) protect against or identify possible fraudulent transactions; and (iv) otherwise, as needed, to manage our business.

14. USE OF PERSONAL INFORMATION. If your Personal Information is submitted when applying for employment with Business Generator, the information will be used solely in connection with considering and acting upon your application. We may retain your Personal Information, but only for the purpose of considering your application for current or future available employment positions. This information, which may include your name and contact information, prior education and experience, and other information you provided to us, may be shared with Business Generator affiliated companies for the purpose of evaluating your qualifications for the particular position or other available positions, as well as with third-party service providers retained by us to collect, maintain, and analyze candidate submissions for job postings.

15. USE OF THIRD PARTY VENDORS. In all circumstances, we may perform these functions directly or use a third party vendor to perform these functions on Business Generator’s behalf who will be obligated to use your Personal Information only to perform services for us. Also, if you access our website, mobile applications, or other online services from a third party social platform (such as Facebook), we may share non-Personal Information with that platform to the extent permitted by your agreement with it and its privacy settings.

16. SHARING OF PERSONAL INFORMATION. We do not share your Personal Information with others except as indicated in this Privacy Policy, or when we inform you and give you an opportunity to opt out of having your Personal Information shared. We may share information, including Personal Information, with third parties that perform certain services on Business Generator’s behalf. These services may include fulfilling orders, providing customer service (including, through our users who moderate flagged content for the Business Generator community) and marketing assistance, performing business and sales analysis, advertisement tracking and analytics, member screenings, supporting our website or application functionality, and other features offered through our Services. We may also share your name, contact information, and credit or debit card information with our service providers who process credit and debit card payments. These service providers may have access to Personal Information needed to perform their functions but are not permitted to share or use such information for any other purpose.

17. SHARING OF PERSONAL INFORMATION. When you register or make purchases on our Services, or click-through our advertisements offered on third party websites or applications, we may share Personal Information with the businesses with which we partner to offer you the applicable products, services, or any advertisements. When you elect to engage in a particular offer or program, you authorize us to provide your electronic mail address and other information to that merchant. To opt-out of Cookies that may be set by third party data or advertising partners, please go to OPT OUT.

18. BUSINESS GENERATOR GROUP OF COMPANIES. Business Generator is part of the Business Generator Group of Companies, which as of the date of this Privacy Policy includes other websites and apps. We may share information we collect, including your profile and Personal Information (such as your name and contact information, photos, activities and transactions on our website), with the Business Generator Group of Companies. As part of our online service, your profile may be registered on and/or appear in search results or other areas of other websites owned by the Business Generator Group of Companies.

19. DISCLOSURE OF INFORMATION. We also may disclose your information, including Personal Information, as follows:

In response to a subpoena or similar investigative demand, a court order, or as request for cooperation from a law enforcement or other government agency; or otherwise as required by law. In such cases, we may raise or waive any legal objection or right available to us.

When we believe disclosure is appropriate in connection with efforts to investigate, prevent, or take other action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend the rights, property or safety of our company, our Users, our employees, or others; to comply with applicable law or cooperate with law enforcement; or to enforce our website terms and conditions or other agreements or policies.

In connection with a substantial corporate transaction, such as the sale of our business, a divestiture, merger, consolidation, or asset sale, or in the unlikely event of bankruptcy.

20. LAWFUL USE OF SITE. As a condition of the User’s use of the Site, the User warrants to Business Generator that the User will use the Site solely for lawful purposes. Any use that is unlawful or prohibited by this Privacy Policy voids the agreement between Business Generator and the User regarding the User’s use of the Site. The User may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of the Site. The User may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site. All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of Business Generator, or its suppliers, and it is protected by copyright and other laws that protect intellectual property and proprietary rights. The User agrees to observe and abide by all copyright and other proprietary notices, legends, or other restrictions contained in any such content and will not make any changes thereto. The User will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. Business Generator content is not for resale. The User’s use of the Site does not entitle the User to make any unauthorized use of any protected content, and, in particular, the User will not delete or alter any proprietary rights or attribution notices in any content. The User will use protected content solely for the User’s personal use, and will make no other use of the content without Business Generator’s express written permission and that of the copyright owner. The User agrees that the User does not acquire any ownership rights in any protected content. We do not grant the User any licenses, express or implied, to Business Generator’s intellectual property or that of our licensors, except as expressly authorized by this Privacy Policy.

21. SHARING OF NON-PERSONAL INFORMATION. We may share non-Personal Information we collect under any of the above circumstances. We may also share it with the Business Generator Group of Companies and third parties to develop and deliver targeted advertising on our Services and on websites or applications of third parties, and to analyze and report on advertising you see. We may combine non-Personal Information we collect with additional non-Personal Information collected from other sources. We also may share aggregated, non-Personal Information, or Personal Information in hashed, non-human readable form, with third parties, including advisors, writers, researchers, partners, advertisers, and investors for the purpose of conducting general business analysis, advertising, marketing, or other business purposes. For example, we may engage a data provider who may collect web log data from you (including, IP address and information about your browser or operating system), or place or recognize a unique Cookie on your browser to enable you to receive customized ads or content. The Cookies may reflect de-identified demographic or other data linked to data you voluntarily have submitted to us (such as your electronic mail address), that we may share with a data provider solely in hashed, non-human readable form. We may also share your geolocation information in de-identified form with the Business Generator Group of Companies and third parties for the above purposes. To opt out of the sharing of your geolocation information, please discontinue use of your Business Generator application.

22. GLOBAL OPERATIONS. We are a growing company with Users and operations in multiple jurisdictions. We have developed data practices designed to assure information is appropriately protected but we cannot always know where Personal Information may be accessed or processed. While our primary data centers are in the United States, we may transfer Personal Information or other information to data centers outside of the United States. In addition, we may employ other companies and individuals to perform functions on our behalf. If we disclose Personal Information to a third party or to our employees outside of the United States, we will seek assurances that any information we may provide to them is safeguarded adequately in accordance with this Privacy Policy and the requirements of the applicable privacy laws and regulations.

23. TRANSFER OF PERSONAL DATA. If you are visiting from the European Union or other regions with laws governing data collection and use, please note that you are agreeing to the transfer of your personal data, including Sensitive Data, by Business Generator from your region to countries which do not have data protection laws or regulations that provide the same level of protection that exists in countries in the European Economic Community, including the United States. By providing your Personal Information, you consent to any transfer and processing in accordance with this Privacy Policy.

24. PRIVACY PREFERENCES SETTINGS. At this time, our website does not recognize automated browser signals regarding tracking mechanisms, which may include “do not track” instructions. However, you may be able to change your privacy preferences regarding the use of Cookies and similar technologies through your browser, as described above.

25. THIRD-PARTY WEBSITES. There are a number of places on our Services where you may click on a link to access other websites that do not operate under this Privacy Policy. For example, if you click on an advertisement on our Services, you may be taken to a website that we do not control. These third-party websites may independently solicit and collect information, including Personal Information, from you and, in some instances, provide us with information about your activities on those websites. We recommend that you consult the privacy statements of all third-party websites you visit by clicking on the "privacy" link typically located at the bottom of the webpage you are visiting.

26. ONLINE UPDATE OF PERSONAL INFORMATION. If you have an online account with us, you have the ability to review and update your Personal Information online by logging into your account and clicking on “Settings”. Applicable privacy laws may allow any individual the right to access and/or request the correction of errors or omissions in his or her Personal Information that is in our custody or under our control.

We will assist the individual with the access request, and this will include identification of Personal Information under our custody or control and information about how Personal Information under our control may be or has been used by us.

We will respond to requests within the time allowed by all applicable privacy laws and will make every effort to respond as accurately and completely as possible. Any corrections made to Personal Information will be promptly sent to any organization it was disclosed to.

27. ACCESS TO PERSONAL INFORMATION. In certain exceptional circumstances, we may not be able to provide access to certain Personal Information we hold. For security purposes, not all Personal Information is accessible and amendable by us. If access or corrections cannot be provided, we will notify the person making the request within thirty (30) days, in writing, of the reason(s) for the refusal.

28. DELETION OF ACCOUNT. If you have an online account with us, you may delete or disable your account at any time by visiting the "Settings" page for your account. If you delete or disable your account, we will retain certain data for analytical purposes and record keeping integrity, as well as to prevent fraud, collect any fees owed, enforce our terms and conditions, take actions we deem necessary to protect the integrity of our Services or our Users, or take other actions otherwise permitted by law. In addition, if certain information has already been provided to third parties as described in this Privacy Policy, retention of that information will be subject to those third parties' policies.

29. PROVISION OF LIMITED INFORMATION. You can choose not to provide us with certain information, but that may result in you being unable to use certain features of our Services because such information may be required in order for you to: register as a member; purchase our Services or other services or products; ask a question; or initiate other transactions on our Services.

30. RECEIVING ELECTRONIC MAIL MESSAGES. When you register on our Services, you consent to receive electronic mail messages from us. At any time you can choose to no longer receive commercial or promotional electronic mails from us by submitting this request to [ENTER LINK TO REQUEST NO ELECTRONIC MAIL MESSAGES]. You may be given the opportunity, in any commercial electronic mail that we send to you, to opt out of receiving such messages in the future. We request a reasonable time to process an opt-out request. We may send you other types of transactional and relationship electronic mail communications, such as service announcements, administrative notices, and surveys, without offering you the opportunity to opt out of receiving them. Please note that changing information in your account, or otherwise opting out of receipt of promotional electronic mail communications, will only affect future activities or communications from us. If we have already provided your information to a third party (such as a service provider) before you have changed your preferences or updated your information, you may have to change your preferences directly with that third party.

31. DELIVERY OF NOTIFICATIONS. Our applications may also deliver notifications to your telephone or mobile device. You can disable these notifications in your device’s settings in your account under “Settings” or by deleting the relevant application.

32. INFORMATION SECURITY. We take appropriate security measures (including, physical, electronic, and procedural measures) to help safeguard your Personal Information from unauthorized access and disclosure. We want you to feel confident using our Services to transact business. However, no system can be completely secure. Therefore, although we take steps to secure your information, we do not promise, and you should not expect, that your Personal Information, searches, or other communications will always remain secure. Users should also take care with how they handle and disclose their Personal Information and should avoid sending Personal Information through insecure electronic mail. Please refer to the Federal Trade Commission's website for information about how to protect yourself against identity theft.

33. SECURITY BREACH NOTICES. You agree that we may communicate with you electronically regarding security, privacy, and administrative issues, such as security breaches. We may post a notice on our Service if a security breach occurs. We may also send an electronic mail to you at the electronic mail address you have provided to us. You may have a legal right to receive this notice in writing. To receive free written notice of a security breach (or to withdraw your consent from receiving electronic notice), please notify us at [ENTER LINK TO RECEIVE SECURITY BREACH NOTICES].

34. POSTING OF INFORMATION. We provide areas on our Services where you can post information about yourself and others and communicate with others or upload content such as photographs. Such postings are governed by our Terms & Conditions. In addition, such postings may appear on other websites or when searches are executed on the subject of your posting. Also, whenever you voluntarily disclose Personal Information on publicly-viewable web pages, that information will be publicly available and can be collected and used by others. For example, if you post your electronic mail address, you may receive unsolicited messages. We cannot control who reads your posting or what other Users may do with the information you voluntarily post, so we encourage you to exercise discretion and caution with respect to your Personal Information.

35. USE OF SERVICES AGE RESTRICTION. Although our Services target a general audience, we restrict the use of our Services to individuals aged twenty-one (21) years and above. We do not knowingly collect Personal Information from individuals under the age of twenty-one (21) years, unless we have obtained in advance the express consent of the guardian of any such individual.

36. SITE ACCESS AND USE LICENSE. Users are granted a non-exclusive, non-transferable, revocable license to access and use the Site strictly in accordance with this Privacy Policy. We reserve the right to moderate the content and to suspend accounts for inappropriate activities.

37. INDEMNIFICATION. This Privacy Policy does not create rights enforceable by third parties or require disclosure of any Personal Information relating to the Users of the Services. The User agrees to indemnify, defend, and hold harmless Business Generator, its officers, directors, employees, agents, and third parties, for any losses, costs, liabilities and expenses (including, but not limited to, attorneys' fees) relating to or arising out of the User’s use of or inability to use the Site or services, any User postings made by the User, the User’s violation of any terms of this Privacy Policy or the User’s violation of any rights of a third party, or the User’s violation of any applicable laws, rules, or regulations. Business Generator reserves the right, at its own cost and expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by the User, in which event the User will fully cooperate with Business Generator in asserting any and all available defenses.

38. LIABILITY DISCLAIMER. THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. BUSINESS GENERATOR MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME. BUSINESS GENERATOR MAKES NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND/OR RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND/OR RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. BUSINESS GENERATOR HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND/OR RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE. AND NON-INFRINGEMENT. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL BUSINESS GENERATOR BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES, OR ANY DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND/OR RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE, EVEN IF BUSINESS GENERATOR HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO THE USER. IF THE USER IS DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THE HEREIN TERMS AND CONDITIONS OF USE, THE USER’S SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

39. UPDATES. Business Generator will occasionally update this Privacy Policy. When we post changes to this Privacy Policy, we will revise the "last updated" date at the top of this Privacy Policy. We recommend that you check our website from time to time to inform yourself of any changes in this Privacy Policy or any of our other policies.

40. CONTACT INFORMATION. If you have any questions about this Privacy Policy, please contact us by electronic mail or postal mail as follows:

Business Generator, Inc.

P.O. Box 268

Loganville

Pennsylvania 17342

United States of America

info@businessgeneratorapp.com

www.real-timebgapp.com

41. ENTIRE AGREEMENT. Unless  otherwise  specified herein,  this  Legal Information: Privacy Policy and Terms and Conditions of Service Agreement sets forth the entire understanding of the parties with respect to its subject matter and supersedes any and all prior agreements and understandings related to its subject matter. This Legal Information: Privacy Policy and Terms and Conditions of Service Agreement, and all controversies arising from or relating to its performance, shall be governed by the laws of the State of Maryland, United States. A printed version of this Legal Information: Privacy Policy and Terms and Conditions of Service Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to thereto to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this Legal Information: Privacy Policy and Terms and Conditions of Service Agreement and all related documents be written and amended in the English language.

*  * *  *  *  *

© Business Generator, Inc. All rights reserved.

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These services include display ads as well as custom websites which can be linked up to a Business Generator profile to more easily monitor the effectiveness of your overall Business Generator marketing strategy.

The Attorney directory is the core feature of Business Generator for consumers. Attorneys can pay for a premium listing in the directory to ensure that they show up at the top of the search results when someone looks for a Attorney within that Attorney practice area and location. Our proprietary client generation systems are designed to take your advertising efforts to the next level. So join Business Generator and let those new opportunities flow in TODAY!

BUSINESS GENERATOR, INC.

Legal Information: Privacy Policy and Terms and Conditions of Service Agreement

(Last Updated December 1, 2021)

This “Legal Information: Privacy Policy and Terms and Conditions of Service Agreement” (hereinafter “Privacy Policy”) describes the information collected by Business Generator, Inc. (hereinafter “Business Generator”) and its associated applications and websites. It explains how that information may be used, with whom it may be shared, and the choices available to Business Generator’s users and customers concerning such uses and disclosures.

Please read this Privacy Policy carefully when using Business Generator’s mobile applications and websites (hereinafter “Services”) or when transacting business with Business Generator. By using the Services, Business Generator’s users and customers are deemed to have accepted in full the terms and practices described in this Privacy Policy.

I. Definitions

For purposes of this Privacy Policy, the following terms shall have the following meanings:

1. Cookie” means a small text file that is stored on a user's device for record keeping purposes. Cookies can be either session cookies or persistent cookies. A session cookie expires when you close your browser and is used to make it easier for you to navigate our website. A persistent cookie remains on your device for an extended period of time. Cookies on our website do not link to or store your Personal Information (as such term is defined in Section I (4) below).

2. Business Generator Group of Companies” means the group of third party companies affiliated or associated with Business Generator.

3. Linked Site” means a website linked to Business Generator’s website but which is not under the control of Business Generator that is not responsible for the contents of any Linked Site, including (but not limited to) any link contained in a Linked Site, or any changes or updates thereto.

4. Personal Information” means individually identifiable information that would allow Business Generator to determine the actual identity of, and contact, a specific person wheresoever located (individual or corporate).

5. Sensitive Data” includes information, comments, or content (e.g., photographs, video, profile, etc.) that the customer optionally provides that may reveal his or her ethnic origin, nationality, religion, race, ethnicity, etc.

6. Site” means Business Generator’s website : www.real-timebgapp.com

7. User” means an individual person who uses Business Generator’s Services and such term includes Business Generator’s customers.

8. User Profile” means the collection of settings and information associated with a specific User and related virtual display of personal data.

9. User Support” means the provisions by Business Generator of technical assistance to its Users.

10. Web Beacons” (also known as clear gifs, pixel tags, or web bugs) means the tiny graphics with a unique identifier, similar in function to Cookies, that are used to track the online movements of web users or to access Cookies. Unlike Cookies, which are stored on the User's device hard drive, Web Beacons are embedded invisibly on the web pages (or in electronic mail) and are about the size of the period at the end of this sentence. Web Beacons may be used to deliver or communicate with Cookies, to count users who have visited certain pages and to understand usage patterns.

II. Information Collected by Business Generator

1. PERSONAL INFORMATION. In general, Business Generator may collect Personal Information (for User Profile building purposes and/or User Support), including Sensitive Data and other information. By providing Sensitive Data to Business Generator, you consent to the collection, use, and disclosure of the Sensitive Data as permitted by applicable privacy laws. We may also collect your geolocation information with your consent. We may collect this information through a website, mobile application, or other online services. When you provide Personal Information, the information may be sent to servers located in the United States and/or other countries globally.

2. PERSONAL AND OTHER INFORMATION. Business Generator may collect and store any Personal Information which you enter on its website or on a mobile application, or which you provide to us in some other manner. This includes (but is not limited to) identifying information, such as your name, profession, address, electronic mail address, and telephone number, and, if you transact business with Business Generator, your business and financial information such as method of payment (namely, credit or debit card number, type, expiration date, and other financial information). You may also provide to Business Generator information about your interests and activities, gender and age, and other demographic information (such as your hometown or username) which we may equally collect and store.

3. INFORMATION FROM THIRD PARTIES. Business Generator may obtain both Personal Information and non-Personal Information about you and your business from other businesses, business partners, contractors, and/or other third parties and add it to its account information or other information already collected about you. We may also receive information about you from third party social platforms (such as Facebook). When you access or use Business Generator’s website or mobile application through such a site, you effectively allow us to access or collect information made available by the third party site in accordance with its own privacy policy. This information may be available from your profile or account with such site or from Cookies placed on your device by the third-party platform.

4. INFORMATION ABOUT OTHERS. Business Generator may collect and store Personal Information about any other person that you provide to it (such as their name, profession, business, address, and electronic mail address). If you use the Services to send to others (such as to your friends, relatives, colleagues, partners, business associates, etc.) a communication or other, Business Generator may store your Personal Information, as well as the Personal Information of each such recipient in order to process those requests or facilitate future activities.

5. TECHNOLOGIES USED. Business Generator uses various technologies to collect information from your device and about your activities on our Site or application.

6. AUTOMATIC COLLECTION OF INFORMATION. Business Generator automatically collects information from your browser or device when you visit our website or application. This information could include your IP address, device ID, your browser type and language, access times, the content of any undeleted Cookies that your browser previously accepted from us and the referring website address.

7. USE OF COOKIES. When you visit Business Generator’s website or application, we may assign your device one or more Cookies, to facilitate access to our site and to personalize your online experience. Through the use of a Cookie, we also may automatically collect information about your online activity on our site, such as the pages you visit, the time and date of your visits, the links you click, and the searches you conduct on our site. During your visits to other websites or applications where we advertise, we (or third parties) may use certain data collected on our site to show you www.real-timebgapp.com advertisements. Although you may not opt out of receiving online advertisements generally, you may control the collection of data on our site used for targeted www.real-timebgapp.com advertising during your visits to other websites. The Site may contain links to other websites. Such Linked Sites are not under the control of Business Generator and Business Generator is not responsible for the contents of any Linked Site, including (but not limited to) any link contained in a Linked Site, or any changes or updates to a Linked Site. Business Generator is providing these links to the User only as a convenience, and, therefore, the inclusion of any link does not imply endorsement by Business Generator of the site or any association with its operators, owners, or sponsors.

8. THIRD PARTY SITES. Certain services made available via the Site are delivered by third party sites and organizations. By using any product, service, or functionality originating from the Site’s domain, you hereby acknowledge and consent that Business Generator must work with the hosting platform, and be required to provide non-sensitive information and data to any third party with whom Business Generator has a contractual relationship to provide the requested product, service, or functionality on behalf of the Site’s Users. All transactions will be processed by the third party payment processors whomsoever that may be.

9. OPTING OUT OF COOKIES. We do not intend, at this time, to collect any User Personal Information or Sensitive Data or other information beyond registration information. Neither do we, at this time, intend to sell any acquired information to third parties. To opt-out of www.real-timebgapp.com data collection for targeted advertising on other sites, click here: OPT OUT

Most browsers automatically accept Cookies, but you can usually modify your browser setting to decline Cookies. If you choose to decline Cookies, then you may not be able to sign in or use some of the interactive features offered by our Services. Other Cookies may reflect de-identified demographic or other data linked to the registration data you have submitted to us (such as your electronic mail address, in hashed non-human readable form). No personally identifiable information is contained in these Cookies. To opt-out of these Cookies, please go to OPT OUT.

10. USE OF WEB BEACONS. We may use standard Internet technology, such as Web Beacons, pixel tags, local storage, and other technologies that facilitate personalization to track your use of our Services. We also may use these technologies in advertisements or electronic mail messages to determine whether messages have been opened and acted upon. The information we obtain in this manner enables us to customize the services we offer our website or application visitors to deliver targeted advertisements and to measure the overall effectiveness of our online advertising, content, programming, or other activities.

11. THIRD PARTY ADS. We may allow service providers, Business Generator affiliated companies, advertising companies, advertisement networks, and other third parties to display advertisements on our Site. These companies may use tracking technologies, such as Cookies, to collect information about users who view or interact with their advertisements. We do not provide any non-masked or non-obscured Personal Information to these third parties.

12. USE OF INFORMATION. As a general matter, we may use information that we collect about you to, inter alia:

Deliver our products and services, and manage our business;

Manage your account and provide you with customer support;

Perform research and analysis about your use of, or interest in, our products, services, or content, or products, services, or content offered by others;

Communicate with you by electronic mail, postal mail, telephone and/or mobile devices about products or services that may be of interest to you either from us, other Business Generator companies, or other third parties;

Develop and display content and advertising tailored to your interests on our Site and other sites, including providing our advertisements to you when you visit other sites;

Perform advertisement tracking and website or mobile application analytics;

Enforce or exercise any rights in our terms and conditions;

Perform functions as otherwise described to you at the time of collection; and/or

Register you with and display your profile on other websites or applications owned by the Business Generator Group of Companies.

13. USE OF FINANCIAL INFORMATION. Business Generator may use your financial information or method of payment information to: (i) process payment for services and purchases; (ii) enroll you in programs in which you elect to participate; (iii) protect against or identify possible fraudulent transactions; and (iv) otherwise, as needed, to manage our business.

14. USE OF PERSONAL INFORMATION. If your Personal Information is submitted when applying for employment with Business Generator, the information will be used solely in connection with considering and acting upon your application. We may retain your Personal Information, but only for the purpose of considering your application for current or future available employment positions. This information, which may include your name and contact information, prior education and experience, and other information you provided to us, may be shared with Business Generator affiliated companies for the purpose of evaluating your qualifications for the particular position or other available positions, as well as with third-party service providers retained by us to collect, maintain, and analyze candidate submissions for job postings.

15. USE OF THIRD PARTY VENDORS. In all circumstances, we may perform these functions directly or use a third party vendor to perform these functions on Business Generator’s behalf who will be obligated to use your Personal Information only to perform services for us. Also, if you access our website, mobile applications, or other online services from a third party social platform (such as Facebook), we may share non-Personal Information with that platform to the extent permitted by your agreement with it and its privacy settings.

16. SHARING OF PERSONAL INFORMATION. We do not share your Personal Information with others except as indicated in this Privacy Policy, or when we inform you and give you an opportunity to opt out of having your Personal Information shared. We may share information, including Personal Information, with third parties that perform certain services on Business Generator’s behalf. These services may include fulfilling orders, providing customer service (including, through our users who moderate flagged content for the Business Generator community) and marketing assistance, performing business and sales analysis, advertisement tracking and analytics, member screenings, supporting our website or application functionality, and other features offered through our Services. We may also share your name, contact information, and credit or debit card information with our service providers who process credit and debit card payments. These service providers may have access to Personal Information needed to perform their functions but are not permitted to share or use such information for any other purpose.

17. SHARING OF PERSONAL INFORMATION. When you register or make purchases on our Services, or click-through our advertisements offered on third party websites or applications, we may share Personal Information with the businesses with which we partner to offer you the applicable products, services, or any advertisements. When you elect to engage in a particular offer or program, you authorize us to provide your electronic mail address and other information to that merchant. To opt-out of Cookies that may be set by third party data or advertising partners, please go to OPT OUT.

18. BUSINESS GENERATOR GROUP OF COMPANIES. Business Generator is part of the Business Generator Group of Companies, which as of the date of this Privacy Policy includes other websites and apps. We may share information we collect, including your profile and Personal Information (such as your name and contact information, photos, activities and transactions on our website), with the Business Generator Group of Companies. As part of our online service, your profile may be registered on and/or appear in search results or other areas of other websites owned by the Business Generator Group of Companies.

19. DISCLOSURE OF INFORMATION. We also may disclose your information, including Personal Information, as follows:

In response to a subpoena or similar investigative demand, a court order, or as request for cooperation from a law enforcement or other government agency; or otherwise as required by law. In such cases, we may raise or waive any legal objection or right available to us.

When we believe disclosure is appropriate in connection with efforts to investigate, prevent, or take other action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend the rights, property or safety of our company, our Users, our employees, or others; to comply with applicable law or cooperate with law enforcement; or to enforce our website terms and conditions or other agreements or policies.

In connection with a substantial corporate transaction, such as the sale of our business, a divestiture, merger, consolidation, or asset sale, or in the unlikely event of bankruptcy.

20. LAWFUL USE OF SITE. As a condition of the User’s use of the Site, the User warrants to Business Generator that the User will use the Site solely for lawful purposes. Any use that is unlawful or prohibited by this Privacy Policy voids the agreement between Business Generator and the User regarding the User’s use of the Site. The User may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of the Site. The User may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site. All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of Business Generator, or its suppliers, and it is protected by copyright and other laws that protect intellectual property and proprietary rights. The User agrees to observe and abide by all copyright and other proprietary notices, legends, or other restrictions contained in any such content and will not make any changes thereto. The User will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. Business Generator content is not for resale. The User’s use of the Site does not entitle the User to make any unauthorized use of any protected content, and, in particular, the User will not delete or alter any proprietary rights or attribution notices in any content. The User will use protected content solely for the User’s personal use, and will make no other use of the content without Business Generator’s express written permission and that of the copyright owner. The User agrees that the User does not acquire any ownership rights in any protected content. We do not grant the User any licenses, express or implied, to Business Generator’s intellectual property or that of our licensors, except as expressly authorized by this Privacy Policy.

21. SHARING OF NON-PERSONAL INFORMATION. We may share non-Personal Information we collect under any of the above circumstances. We may also share it with the Business Generator Group of Companies and third parties to develop and deliver targeted advertising on our Services and on websites or applications of third parties, and to analyze and report on advertising you see. We may combine non-Personal Information we collect with additional non-Personal Information collected from other sources. We also may share aggregated, non-Personal Information, or Personal Information in hashed, non-human readable form, with third parties, including advisors, writers, researchers, partners, advertisers, and investors for the purpose of conducting general business analysis, advertising, marketing, or other business purposes. For example, we may engage a data provider who may collect web log data from you (including, IP address and information about your browser or operating system), or place or recognize a unique Cookie on your browser to enable you to receive customized ads or content. The Cookies may reflect de-identified demographic or other data linked to data you voluntarily have submitted to us (such as your electronic mail address), that we may share with a data provider solely in hashed, non-human readable form. We may also share your geolocation information in de-identified form with the Business Generator Group of Companies and third parties for the above purposes. To opt out of the sharing of your geolocation information, please discontinue use of your Business Generator application.

22. GLOBAL OPERATIONS. We are a growing company with Users and operations in multiple jurisdictions. We have developed data practices designed to assure information is appropriately protected but we cannot always know where Personal Information may be accessed or processed. While our primary data centers are in the United States, we may transfer Personal Information or other information to data centers outside of the United States. In addition, we may employ other companies and individuals to perform functions on our behalf. If we disclose Personal Information to a third party or to our employees outside of the United States, we will seek assurances that any information we may provide to them is safeguarded adequately in accordance with this Privacy Policy and the requirements of the applicable privacy laws and regulations.

23. TRANSFER OF PERSONAL DATA. If you are visiting from the European Union or other regions with laws governing data collection and use, please note that you are agreeing to the transfer of your personal data, including Sensitive Data, by Business Generator from your region to countries which do not have data protection laws or regulations that provide the same level of protection that exists in countries in the European Economic Community, including the United States. By providing your Personal Information, you consent to any transfer and processing in accordance with this Privacy Policy.

24. PRIVACY PREFERENCES SETTINGS. At this time, our website does not recognize automated browser signals regarding tracking mechanisms, which may include “do not track” instructions. However, you may be able to change your privacy preferences regarding the use of Cookies and similar technologies through your browser, as described above.

25. THIRD-PARTY WEBSITES. There are a number of places on our Services where you may click on a link to access other websites that do not operate under this Privacy Policy. For example, if you click on an advertisement on our Services, you may be taken to a website that we do not control. These third-party websites may independently solicit and collect information, including Personal Information, from you and, in some instances, provide us with information about your activities on those websites. We recommend that you consult the privacy statements of all third-party websites you visit by clicking on the "privacy" link typically located at the bottom of the webpage you are visiting.

26. ONLINE UPDATE OF PERSONAL INFORMATION. If you have an online account with us, you have the ability to review and update your Personal Information online by logging into your account and clicking on “Settings”. Applicable privacy laws may allow any individual the right to access and/or request the correction of errors or omissions in his or her Personal Information that is in our custody or under our control.

We will assist the individual with the access request, and this will include identification of Personal Information under our custody or control and information about how Personal Information under our control may be or has been used by us.

We will respond to requests within the time allowed by all applicable privacy laws and will make every effort to respond as accurately and completely as possible. Any corrections made to Personal Information will be promptly sent to any organization it was disclosed to.

27. ACCESS TO PERSONAL INFORMATION. In certain exceptional circumstances, we may not be able to provide access to certain Personal Information we hold. For security purposes, not all Personal Information is accessible and amendable by us. If access or corrections cannot be provided, we will notify the person making the request within thirty (30) days, in writing, of the reason(s) for the refusal.

28. DELETION OF ACCOUNT. If you have an online account with us, you may delete or disable your account at any time by visiting the "Settings" page for your account. If you delete or disable your account, we will retain certain data for analytical purposes and record keeping integrity, as well as to prevent fraud, collect any fees owed, enforce our terms and conditions, take actions we deem necessary to protect the integrity of our Services or our Users, or take other actions otherwise permitted by law. In addition, if certain information has already been provided to third parties as described in this Privacy Policy, retention of that information will be subject to those third parties' policies.

29. PROVISION OF LIMITED INFORMATION. You can choose not to provide us with certain information, but that may result in you being unable to use certain features of our Services because such information may be required in order for you to: register as a member; purchase our Services or other services or products; ask a question; or initiate other transactions on our Services.

30. RECEIVING ELECTRONIC MAIL MESSAGES. When you register on our Services, you consent to receive electronic mail messages from us. At any time you can choose to no longer receive commercial or promotional electronic mails from us by submitting this request to [ENTER LINK TO REQUEST NO ELECTRONIC MAIL MESSAGES]. You may be given the opportunity, in any commercial electronic mail that we send to you, to opt out of receiving such messages in the future. We request a reasonable time to process an opt-out request. We may send you other types of transactional and relationship electronic mail communications, such as service announcements, administrative notices, and surveys, without offering you the opportunity to opt out of receiving them. Please note that changing information in your account, or otherwise opting out of receipt of promotional electronic mail communications, will only affect future activities or communications from us. If we have already provided your information to a third party (such as a service provider) before you have changed your preferences or updated your information, you may have to change your preferences directly with that third party.

31. DELIVERY OF NOTIFICATIONS. Our applications may also deliver notifications to your telephone or mobile device. You can disable these notifications in your device’s settings in your account under “Settings” or by deleting the relevant application.

32. INFORMATION SECURITY. We take appropriate security measures (including, physical, electronic, and procedural measures) to help safeguard your Personal Information from unauthorized access and disclosure. We want you to feel confident using our Services to transact business. However, no system can be completely secure. Therefore, although we take steps to secure your information, we do not promise, and you should not expect, that your Personal Information, searches, or other communications will always remain secure. Users should also take care with how they handle and disclose their Personal Information and should avoid sending Personal Information through insecure electronic mail. Please refer to the Federal Trade Commission's website for information about how to protect yourself against identity theft.

33. SECURITY BREACH NOTICES. You agree that we may communicate with you electronically regarding security, privacy, and administrative issues, such as security breaches. We may post a notice on our Service if a security breach occurs. We may also send an electronic mail to you at the electronic mail address you have provided to us. You may have a legal right to receive this notice in writing. To receive free written notice of a security breach (or to withdraw your consent from receiving electronic notice), please notify us at [ENTER LINK TO RECEIVE SECURITY BREACH NOTICES].

34. POSTING OF INFORMATION. We provide areas on our Services where you can post information about yourself and others and communicate with others or upload content such as photographs. Such postings are governed by our Terms & Conditions. In addition, such postings may appear on other websites or when searches are executed on the subject of your posting. Also, whenever you voluntarily disclose Personal Information on publicly-viewable web pages, that information will be publicly available and can be collected and used by others. For example, if you post your electronic mail address, you may receive unsolicited messages. We cannot control who reads your posting or what other Users may do with the information you voluntarily post, so we encourage you to exercise discretion and caution with respect to your Personal Information.

35. USE OF SERVICES AGE RESTRICTION. Although our Services target a general audience, we restrict the use of our Services to individuals aged twenty-one (21) years and above. We do not knowingly collect Personal Information from individuals under the age of twenty-one (21) years, unless we have obtained in advance the express consent of the guardian of any such individual.

36. SITE ACCESS AND USE LICENSE. Users are granted a non-exclusive, non-transferable, revocable license to access and use the Site strictly in accordance with this Privacy Policy. We reserve the right to moderate the content and to suspend accounts for inappropriate activities.

37. INDEMNIFICATION. This Privacy Policy does not create rights enforceable by third parties or require disclosure of any Personal Information relating to the Users of the Services. The User agrees to indemnify, defend, and hold harmless Business Generator, its officers, directors, employees, agents, and third parties, for any losses, costs, liabilities and expenses (including, but not limited to, attorneys' fees) relating to or arising out of the User’s use of or inability to use the Site or services, any User postings made by the User, the User’s violation of any terms of this Privacy Policy or the User’s violation of any rights of a third party, or the User’s violation of any applicable laws, rules, or regulations. Business Generator reserves the right, at its own cost and expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by the User, in which event the User will fully cooperate with Business Generator in asserting any and all available defenses.

38. LIABILITY DISCLAIMER. THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. BUSINESS GENERATOR MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME. BUSINESS GENERATOR MAKES NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND/OR RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND/OR RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. BUSINESS GENERATOR HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND/OR RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE. AND NON-INFRINGEMENT. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL BUSINESS GENERATOR BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES, OR ANY DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND/OR RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE, EVEN IF BUSINESS GENERATOR HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO THE USER. IF THE USER IS DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THE HEREIN TERMS AND CONDITIONS OF USE, THE USER’S SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

39. UPDATES. Business Generator will occasionally update this Privacy Policy. When we post changes to this Privacy Policy, we will revise the "last updated" date at the top of this Privacy Policy. We recommend that you check our website from time to time to inform yourself of any changes in this Privacy Policy or any of our other policies.

40. CONTACT INFORMATION. If you have any questions about this Privacy Policy, please contact us by electronic mail or postal mail as follows:

Business Generator, Inc.

P.O. Box 268

Loganville

Pennsylvania 17342

United States of America

info@businessgeneratorapp.com

www.real-timebgapp.com

41. ENTIRE AGREEMENT. Unless  otherwise  specified herein,  this  Legal Information: Privacy Policy and Terms and Conditions of Service Agreement sets forth the entire understanding of the parties with respect to its subject matter and supersedes any and all prior agreements and understandings related to its subject matter. This Legal Information: Privacy Policy and Terms and Conditions of Service Agreement, and all controversies arising from or relating to its performance, shall be governed by the laws of the State of Maryland, United States. A printed version of this Legal Information: Privacy Policy and Terms and Conditions of Service Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to thereto to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this Legal Information: Privacy Policy and Terms and Conditions of Service Agreement and all related documents be written and amended in the English language.

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© Business Generator, Inc. All rights reserved.

Business Generator offers a variety of lawyer advertising services to help Chiropractors get more exposure on the Business Generator platform and show up at the top of the Chiropractor directory pages.

These services include display ads as well as custom websites which can be linked up to a Business Generator profile to more easily monitor the effectiveness of your overall Business Generator marketing strategy.

The Chiropractors directory is the core feature of Business Generator for consumers. Chiropractors can pay for a premium listing in the directory to ensure that they show up at the top of the search results when someone looks for a Chiropractor within that Chiropractors practice area and location. Our proprietary client generation systems are designed to take your advertising efforts to the next level. So join Business Generator and let those new opportunities flow in TODAY!

BUSINESS GENERATOR, INC.

Legal Information: Privacy Policy and Terms and Conditions of Service Agreement

(Last Updated December 1, 2021)

This “Legal Information: Privacy Policy and Terms and Conditions of Service Agreement” (hereinafter “Privacy Policy”) describes the information collected by Business Generator, Inc. (hereinafter “Business Generator”) and its associated applications and websites. It explains how that information may be used, with whom it may be shared, and the choices available to Business Generator’s users and customers concerning such uses and disclosures.

Please read this Privacy Policy carefully when using Business Generator’s mobile applications and websites (hereinafter “Services”) or when transacting business with Business Generator. By using the Services, Business Generator’s users and customers are deemed to have accepted in full the terms and practices described in this Privacy Policy.

I. Definitions

For purposes of this Privacy Policy, the following terms shall have the following meanings:

1. Cookie” means a small text file that is stored on a user's device for record keeping purposes. Cookies can be either session cookies or persistent cookies. A session cookie expires when you close your browser and is used to make it easier for you to navigate our website. A persistent cookie remains on your device for an extended period of time. Cookies on our website do not link to or store your Personal Information (as such term is defined in Section I (4) below).

2. Business Generator Group of Companies” means the group of third party companies affiliated or associated with Business Generator.

3. Linked Site” means a website linked to Business Generator’s website but which is not under the control of Business Generator that is not responsible for the contents of any Linked Site, including (but not limited to) any link contained in a Linked Site, or any changes or updates thereto.

4. Personal Information” means individually identifiable information that would allow Business Generator to determine the actual identity of, and contact, a specific person wheresoever located (individual or corporate).

5. Sensitive Data” includes information, comments, or content (e.g., photographs, video, profile, etc.) that the customer optionally provides that may reveal his or her ethnic origin, nationality, religion, race, ethnicity, etc.

6. Site” means Business Generator’s website : www.real-timebgapp.com

7. User” means an individual person who uses Business Generator’s Services and such term includes Business Generator’s customers.

8. User Profile” means the collection of settings and information associated with a specific User and related virtual display of personal data.

9. User Support” means the provisions by Business Generator of technical assistance to its Users.

10. Web Beacons” (also known as clear gifs, pixel tags, or web bugs) means the tiny graphics with a unique identifier, similar in function to Cookies, that are used to track the online movements of web users or to access Cookies. Unlike Cookies, which are stored on the User's device hard drive, Web Beacons are embedded invisibly on the web pages (or in electronic mail) and are about the size of the period at the end of this sentence. Web Beacons may be used to deliver or communicate with Cookies, to count users who have visited certain pages and to understand usage patterns.

II. Information Collected by Business Generator

1. PERSONAL INFORMATION. In general, Business Generator may collect Personal Information (for User Profile building purposes and/or User Support), including Sensitive Data and other information. By providing Sensitive Data to Business Generator, you consent to the collection, use, and disclosure of the Sensitive Data as permitted by applicable privacy laws. We may also collect your geolocation information with your consent. We may collect this information through a website, mobile application, or other online services. When you provide Personal Information, the information may be sent to servers located in the United States and/or other countries globally.

2. PERSONAL AND OTHER INFORMATION. Business Generator may collect and store any Personal Information which you enter on its website or on a mobile application, or which you provide to us in some other manner. This includes (but is not limited to) identifying information, such as your name, profession, address, electronic mail address, and telephone number, and, if you transact business with Business Generator, your business and financial information such as method of payment (namely, credit or debit card number, type, expiration date, and other financial information). You may also provide to Business Generator information about your interests and activities, gender and age, and other demographic information (such as your hometown or username) which we may equally collect and store.

3. INFORMATION FROM THIRD PARTIES. Business Generator may obtain both Personal Information and non-Personal Information about you and your business from other businesses, business partners, contractors, and/or other third parties and add it to its account information or other information already collected about you. We may also receive information about you from third party social platforms (such as Facebook). When you access or use Business Generator’s website or mobile application through such a site, you effectively allow us to access or collect information made available by the third party site in accordance with its own privacy policy. This information may be available from your profile or account with such site or from Cookies placed on your device by the third-party platform.

4. INFORMATION ABOUT OTHERS. Business Generator may collect and store Personal Information about any other person that you provide to it (such as their name, profession, business, address, and electronic mail address). If you use the Services to send to others (such as to your friends, relatives, colleagues, partners, business associates, etc.) a communication or other, Business Generator may store your Personal Information, as well as the Personal Information of each such recipient in order to process those requests or facilitate future activities.

5. TECHNOLOGIES USED. Business Generator uses various technologies to collect information from your device and about your activities on our Site or application.

6. AUTOMATIC COLLECTION OF INFORMATION. Business Generator automatically collects information from your browser or device when you visit our website or application. This information could include your IP address, device ID, your browser type and language, access times, the content of any undeleted Cookies that your browser previously accepted from us and the referring website address.

7. USE OF COOKIES. When you visit Business Generator’s website or application, we may assign your device one or more Cookies, to facilitate access to our site and to personalize your online experience. Through the use of a Cookie, we also may automatically collect information about your online activity on our site, such as the pages you visit, the time and date of your visits, the links you click, and the searches you conduct on our site. During your visits to other websites or applications where we advertise, we (or third parties) may use certain data collected on our site to show you www.real-timebgapp.com advertisements. Although you may not opt out of receiving online advertisements generally, you may control the collection of data on our site used for targeted www.real-timebgapp.com advertising during your visits to other websites. The Site may contain links to other websites. Such Linked Sites are not under the control of Business Generator and Business Generator is not responsible for the contents of any Linked Site, including (but not limited to) any link contained in a Linked Site, or any changes or updates to a Linked Site. Business Generator is providing these links to the User only as a convenience, and, therefore, the inclusion of any link does not imply endorsement by Business Generator of the site or any association with its operators, owners, or sponsors.

8. THIRD PARTY SITES. Certain services made available via the Site are delivered by third party sites and organizations. By using any product, service, or functionality originating from the Site’s domain, you hereby acknowledge and consent that Business Generator must work with the hosting platform, and be required to provide non-sensitive information and data to any third party with whom Business Generator has a contractual relationship to provide the requested product, service, or functionality on behalf of the Site’s Users. All transactions will be processed by the third party payment processors whomsoever that may be.

9. OPTING OUT OF COOKIES. We do not intend, at this time, to collect any User Personal Information or Sensitive Data or other information beyond registration information. Neither do we, at this time, intend to sell any acquired information to third parties. To opt-out of www.real-timebgapp.com data collection for targeted advertising on other sites, click here: OPT OUT/p>

Most browsers automatically accept Cookies, but you can usually modify your browser setting to decline Cookies. If you choose to decline Cookies, then you may not be able to sign in or use some of the interactive features offered by our Services. Other Cookies may reflect de-identified demographic or other data linked to the registration data you have submitted to us (such as your electronic mail address, in hashed non-human readable form). No personally identifiable information is contained in these Cookies. To opt-out of these Cookies, please go to OPT OUT.

10. USE OF WEB BEACONS. We may use standard Internet technology, such as Web Beacons, pixel tags, local storage, and other technologies that facilitate personalization to track your use of our Services. We also may use these technologies in advertisements or electronic mail messages to determine whether messages have been opened and acted upon. The information we obtain in this manner enables us to customize the services we offer our website or application visitors to deliver targeted advertisements and to measure the overall effectiveness of our online advertising, content, programming, or other activities.

11. THIRD PARTY ADS. We may allow service providers, Business Generator affiliated companies, advertising companies, advertisement networks, and other third parties to display advertisements on our Site. These companies may use tracking technologies, such as Cookies, to collect information about users who view or interact with their advertisements. We do not provide any non-masked or non-obscured Personal Information to these third parties.

12. USE OF INFORMATION. As a general matter, we may use information that we collect about you to, inter alia:

Deliver our products and services, and manage our business;

Manage your account and provide you with customer support;

Perform research and analysis about your use of, or interest in, our products, services, or content, or products, services, or content offered by others;

Communicate with you by electronic mail, postal mail, telephone and/or mobile devices about products or services that may be of interest to you either from us, other Business Generator companies, or other third parties;

Develop and display content and advertising tailored to your interests on our Site and other sites, including providing our advertisements to you when you visit other sites;

Perform advertisement tracking and website or mobile application analytics;

Enforce or exercise any rights in our terms and conditions;

Perform functions as otherwise described to you at the time of collection; and/or

Register you with and display your profile on other websites or applications owned by the Business Generator Group of Companies.

13. USE OF FINANCIAL INFORMATION. Business Generator may use your financial information or method of payment information to: (i) process payment for services and purchases; (ii) enroll you in programs in which you elect to participate; (iii) protect against or identify possible fraudulent transactions; and (iv) otherwise, as needed, to manage our business.

14. USE OF PERSONAL INFORMATION. If your Personal Information is submitted when applying for employment with Business Generator, the information will be used solely in connection with considering and acting upon your application. We may retain your Personal Information, but only for the purpose of considering your application for current or future available employment positions. This information, which may include your name and contact information, prior education and experience, and other information you provided to us, may be shared with Business Generator affiliated companies for the purpose of evaluating your qualifications for the particular position or other available positions, as well as with third-party service providers retained by us to collect, maintain, and analyze candidate submissions for job postings.

15. USE OF THIRD PARTY VENDORS. In all circumstances, we may perform these functions directly or use a third party vendor to perform these functions on Business Generator’s behalf who will be obligated to use your Personal Information only to perform services for us. Also, if you access our website, mobile applications, or other online services from a third party social platform (such as Facebook), we may share non-Personal Information with that platform to the extent permitted by your agreement with it and its privacy settings.

16. SHARING OF PERSONAL INFORMATION. We do not share your Personal Information with others except as indicated in this Privacy Policy, or when we inform you and give you an opportunity to opt out of having your Personal Information shared. We may share information, including Personal Information, with third parties that perform certain services on Business Generator’s behalf. These services may include fulfilling orders, providing customer service (including, through our users who moderate flagged content for the Business Generator community) and marketing assistance, performing business and sales analysis, advertisement tracking and analytics, member screenings, supporting our website or application functionality, and other features offered through our Services. We may also share your name, contact information, and credit or debit card information with our service providers who process credit and debit card payments. These service providers may have access to Personal Information needed to perform their functions but are not permitted to share or use such information for any other purpose.

17. SHARING OF PERSONAL INFORMATION. When you register or make purchases on our Services, or click-through our advertisements offered on third party websites or applications, we may share Personal Information with the businesses with which we partner to offer you the applicable products, services, or any advertisements. When you elect to engage in a particular offer or program, you authorize us to provide your electronic mail address and other information to that merchant. To opt-out of Cookies that may be set by third party data or advertising partners, please go to OPT OUT.

18. BUSINESS GENERATOR GROUP OF COMPANIES. Business Generator is part of the Business Generator Group of Companies, which as of the date of this Privacy Policy includes other websites and apps. We may share information we collect, including your profile and Personal Information (such as your name and contact information, photos, activities and transactions on our website), with the Business Generator Group of Companies. As part of our online service, your profile may be registered on and/or appear in search results or other areas of other websites owned by the Business Generator Group of Companies.

19. DISCLOSURE OF INFORMATION. We also may disclose your information, including Personal Information, as follows:

In response to a subpoena or similar investigative demand, a court order, or as request for cooperation from a law enforcement or other government agency; or otherwise as required by law. In such cases, we may raise or waive any legal objection or right available to us.

When we believe disclosure is appropriate in connection with efforts to investigate, prevent, or take other action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend the rights, property or safety of our company, our Users, our employees, or others; to comply with applicable law or cooperate with law enforcement; or to enforce our website terms and conditions or other agreements or policies.

In connection with a substantial corporate transaction, such as the sale of our business, a divestiture, merger, consolidation, or asset sale, or in the unlikely event of bankruptcy.

20. LAWFUL USE OF SITE. As a condition of the User’s use of the Site, the User warrants to Business Generator that the User will use the Site solely for lawful purposes. Any use that is unlawful or prohibited by this Privacy Policy voids the agreement between Business Generator and the User regarding the User’s use of the Site. The User may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of the Site. The User may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site. All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of Business Generator, or its suppliers, and it is protected by copyright and other laws that protect intellectual property and proprietary rights. The User agrees to observe and abide by all copyright and other proprietary notices, legends, or other restrictions contained in any such content and will not make any changes thereto. The User will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. Business Generator content is not for resale. The User’s use of the Site does not entitle the User to make any unauthorized use of any protected content, and, in particular, the User will not delete or alter any proprietary rights or attribution notices in any content. The User will use protected content solely for the User’s personal use, and will make no other use of the content without Business Generator’s express written permission and that of the copyright owner. The User agrees that the User does not acquire any ownership rights in any protected content. We do not grant the User any licenses, express or implied, to Business Generator’s intellectual property or that of our licensors, except as expressly authorized by this Privacy Policy.

21. SHARING OF NON-PERSONAL INFORMATION. We may share non-Personal Information we collect under any of the above circumstances. We may also share it with the Business Generator Group of Companies and third parties to develop and deliver targeted advertising on our Services and on websites or applications of third parties, and to analyze and report on advertising you see. We may combine non-Personal Information we collect with additional non-Personal Information collected from other sources. We also may share aggregated, non-Personal Information, or Personal Information in hashed, non-human readable form, with third parties, including advisors, writers, researchers, partners, advertisers, and investors for the purpose of conducting general business analysis, advertising, marketing, or other business purposes. For example, we may engage a data provider who may collect web log data from you (including, IP address and information about your browser or operating system), or place or recognize a unique Cookie on your browser to enable you to receive customized ads or content. The Cookies may reflect de-identified demographic or other data linked to data you voluntarily have submitted to us (such as your electronic mail address), that we may share with a data provider solely in hashed, non-human readable form. We may also share your geolocation information in de-identified form with the Business Generator Group of Companies and third parties for the above purposes. To opt out of the sharing of your geolocation information, please discontinue use of your Business Generator application.

22. GLOBAL OPERATIONS. We are a growing company with Users and operations in multiple jurisdictions. We have developed data practices designed to assure information is appropriately protected but we cannot always know where Personal Information may be accessed or processed. While our primary data centers are in the United States, we may transfer Personal Information or other information to data centers outside of the United States. In addition, we may employ other companies and individuals to perform functions on our behalf. If we disclose Personal Information to a third party or to our employees outside of the United States, we will seek assurances that any information we may provide to them is safeguarded adequately in accordance with this Privacy Policy and the requirements of the applicable privacy laws and regulations.

23. TRANSFER OF PERSONAL DATA. If you are visiting from the European Union or other regions with laws governing data collection and use, please note that you are agreeing to the transfer of your personal data, including Sensitive Data, by Business Generator from your region to countries which do not have data protection laws or regulations that provide the same level of protection that exists in countries in the European Economic Community, including the United States. By providing your Personal Information, you consent to any transfer and processing in accordance with this Privacy Policy.

24. PRIVACY PREFERENCES SETTINGS. At this time, our website does not recognize automated browser signals regarding tracking mechanisms, which may include “do not track” instructions. However, you may be able to change your privacy preferences regarding the use of Cookies and similar technologies through your browser, as described above.

25. THIRD-PARTY WEBSITES. There are a number of places on our Services where you may click on a link to access other websites that do not operate under this Privacy Policy. For example, if you click on an advertisement on our Services, you may be taken to a website that we do not control. These third-party websites may independently solicit and collect information, including Personal Information, from you and, in some instances, provide us with information about your activities on those websites. We recommend that you consult the privacy statements of all third-party websites you visit by clicking on the "privacy" link typically located at the bottom of the webpage you are visiting.

26. ONLINE UPDATE OF PERSONAL INFORMATION. If you have an online account with us, you have the ability to review and update your Personal Information online by logging into your account and clicking on “Settings”. Applicable privacy laws may allow any individual the right to access and/or request the correction of errors or omissions in his or her Personal Information that is in our custody or under our control.

We will assist the individual with the access request, and this will include identification of Personal Information under our custody or control and information about how Personal Information under our control may be or has been used by us.

We will respond to requests within the time allowed by all applicable privacy laws and will make every effort to respond as accurately and completely as possible. Any corrections made to Personal Information will be promptly sent to any organization it was disclosed to.

27. ACCESS TO PERSONAL INFORMATION. In certain exceptional circumstances, we may not be able to provide access to certain Personal Information we hold. For security purposes, not all Personal Information is accessible and amendable by us. If access or corrections cannot be provided, we will notify the person making the request within thirty (30) days, in writing, of the reason(s) for the refusal.

28. DELETION OF ACCOUNT. If you have an online account with us, you may delete or disable your account at any time by visiting the "Settings" page for your account. If you delete or disable your account, we will retain certain data for analytical purposes and record keeping integrity, as well as to prevent fraud, collect any fees owed, enforce our terms and conditions, take actions we deem necessary to protect the integrity of our Services or our Users, or take other actions otherwise permitted by law. In addition, if certain information has already been provided to third parties as described in this Privacy Policy, retention of that information will be subject to those third parties' policies.

29. PROVISION OF LIMITED INFORMATION. You can choose not to provide us with certain information, but that may result in you being unable to use certain features of our Services because such information may be required in order for you to: register as a member; purchase our Services or other services or products; ask a question; or initiate other transactions on our Services.

30. RECEIVING ELECTRONIC MAIL MESSAGES. When you register on our Services, you consent to receive electronic mail messages from us. At any time you can choose to no longer receive commercial or promotional electronic mails from us by submitting this request to [ENTER LINK TO REQUEST NO ELECTRONIC MAIL MESSAGES]. You may be given the opportunity, in any commercial electronic mail that we send to you, to opt out of receiving such messages in the future. We request a reasonable time to process an opt-out request. We may send you other types of transactional and relationship electronic mail communications, such as service announcements, administrative notices, and surveys, without offering you the opportunity to opt out of receiving them. Please note that changing information in your account, or otherwise opting out of receipt of promotional electronic mail communications, will only affect future activities or communications from us. If we have already provided your information to a third party (such as a service provider) before you have changed your preferences or updated your information, you may have to change your preferences directly with that third party.

31. DELIVERY OF NOTIFICATIONS. Our applications may also deliver notifications to your telephone or mobile device. You can disable these notifications in your device’s settings in your account under “Settings” or by deleting the relevant application.

32. INFORMATION SECURITY. We take appropriate security measures (including, physical, electronic, and procedural measures) to help safeguard your Personal Information from unauthorized access and disclosure. We want you to feel confident using our Services to transact business. However, no system can be completely secure. Therefore, although we take steps to secure your information, we do not promise, and you should not expect, that your Personal Information, searches, or other communications will always remain secure. Users should also take care with how they handle and disclose their Personal Information and should avoid sending Personal Information through insecure electronic mail. Please refer to the Federal Trade Commission's website for information about how to protect yourself against identity theft.

33. SECURITY BREACH NOTICES. You agree that we may communicate with you electronically regarding security, privacy, and administrative issues, such as security breaches. We may post a notice on our Service if a security breach occurs. We may also send an electronic mail to you at the electronic mail address you have provided to us. You may have a legal right to receive this notice in writing. To receive free written notice of a security breach (or to withdraw your consent from receiving electronic notice), please notify us at [ENTER LINK TO RECEIVE SECURITY BREACH NOTICES].

34. POSTING OF INFORMATION. We provide areas on our Services where you can post information about yourself and others and communicate with others or upload content such as photographs. Such postings are governed by our Terms & Conditions. In addition, such postings may appear on other websites or when searches are executed on the subject of your posting. Also, whenever you voluntarily disclose Personal Information on publicly-viewable web pages, that information will be publicly available and can be collected and used by others. For example, if you post your electronic mail address, you may receive unsolicited messages. We cannot control who reads your posting or what other Users may do with the information you voluntarily post, so we encourage you to exercise discretion and caution with respect to your Personal Information.

35. USE OF SERVICES AGE RESTRICTION. Although our Services target a general audience, we restrict the use of our Services to individuals aged twenty-one (21) years and above. We do not knowingly collect Personal Information from individuals under the age of twenty-one (21) years, unless we have obtained in advance the express consent of the guardian of any such individual.

36. SITE ACCESS AND USE LICENSE. Users are granted a non-exclusive, non-transferable, revocable license to access and use the Site strictly in accordance with this Privacy Policy. We reserve the right to moderate the content and to suspend accounts for inappropriate activities.

37. INDEMNIFICATION. This Privacy Policy does not create rights enforceable by third parties or require disclosure of any Personal Information relating to the Users of the Services. The User agrees to indemnify, defend, and hold harmless Business Generator, its officers, directors, employees, agents, and third parties, for any losses, costs, liabilities and expenses (including, but not limited to, attorneys' fees) relating to or arising out of the User’s use of or inability to use the Site or services, any User postings made by the User, the User’s violation of any terms of this Privacy Policy or the User’s violation of any rights of a third party, or the User’s violation of any applicable laws, rules, or regulations. Business Generator reserves the right, at its own cost and expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by the User, in which event the User will fully cooperate with Business Generator in asserting any and all available defenses.

38. LIABILITY DISCLAIMER. THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. BUSINESS GENERATOR MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME. BUSINESS GENERATOR MAKES NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND/OR RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND/OR RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. BUSINESS GENERATOR HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND/OR RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE. AND NON-INFRINGEMENT. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL BUSINESS GENERATOR BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES, OR ANY DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND/OR RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE, EVEN IF BUSINESS GENERATOR HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO THE USER. IF THE USER IS DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THE HEREIN TERMS AND CONDITIONS OF USE, THE USER’S SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

39. UPDATES. Business Generator will occasionally update this Privacy Policy. When we post changes to this Privacy Policy, we will revise the "last updated" date at the top of this Privacy Policy. We recommend that you check our website from time to time to inform yourself of any changes in this Privacy Policy or any of our other policies.

40. CONTACT INFORMATION. If you have any questions about this Privacy Policy, please contact us by electronic mail or postal mail as follows:

Business Generator, Inc.

P.O. Box 268

Loganville

Pennsylvania 17342

United States of America

info@businessgeneratorapp.com

www.real-timebgapp.com

41. ENTIRE AGREEMENT. Unless  otherwise  specified herein,  this  Legal Information: Privacy Policy and Terms and Conditions of Service Agreement sets forth the entire understanding of the parties with respect to its subject matter and supersedes any and all prior agreements and understandings related to its subject matter. This Legal Information: Privacy Policy and Terms and Conditions of Service Agreement, and all controversies arising from or relating to its performance, shall be governed by the laws of the State of Maryland, United States. A printed version of this Legal Information: Privacy Policy and Terms and Conditions of Service Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to thereto to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this Legal Information: Privacy Policy and Terms and Conditions of Service Agreement and all related documents be written and amended in the English language.

*  * *  *  *  *

© Business Generator, Inc. All rights reserved.

Business Generator offers a variety of lawyer advertising services to help Income Tax Preparers get more exposure on the Business Generator platform and show up at the top of the Income Tax Preparers directory pages.

These services include display ads as well as custom websites which can be linked up to a Business Generator profile to more easily monitor the effectiveness of your overall Business Generator marketing strategy.

The Income Tax Preparers directory is the core feature of Business Generator for consumers. Income Tax Preparers can pay for a premium listing in the directory to ensure that they show up at the top of the search results when someone looks for a Income Tax Preparers within that Income Tax Preparers practice area and location. Our proprietary client generation systems are designed to take your advertising efforts to the next level. So join Business Generator and let those new opportunities flow in TODAY!

BUSINESS GENERATOR, INC.

Legal Information: Privacy Policy and Terms and Conditions of Service Agreement

(Last Updated December 1, 2021)

This “Legal Information: Privacy Policy and Terms and Conditions of Service Agreement” (hereinafter “Privacy Policy”) describes the information collected by Business Generator, Inc. (hereinafter “Business Generator”) and its associated applications and websites. It explains how that information may be used, with whom it may be shared, and the choices available to Business Generator’s users and customers concerning such uses and disclosures.

Please read this Privacy Policy carefully when using Business Generator’s mobile applications and websites (hereinafter “Services”) or when transacting business with Business Generator. By using the Services, Business Generator’s users and customers are deemed to have accepted in full the terms and practices described in this Privacy Policy.

I. Definitions

For purposes of this Privacy Policy, the following terms shall have the following meanings:

1. Cookie” means a small text file that is stored on a user's device for record keeping purposes. Cookies can be either session cookies or persistent cookies. A session cookie expires when you close your browser and is used to make it easier for you to navigate our website. A persistent cookie remains on your device for an extended period of time. Cookies on our website do not link to or store your Personal Information (as such term is defined in Section I (4) below).

2. Business Generator Group of Companies” means the group of third party companies affiliated or associated with Business Generator.

3. Linked Site” means a website linked to Business Generator’s website but which is not under the control of Business Generator that is not responsible for the contents of any Linked Site, including (but not limited to) any link contained in a Linked Site, or any changes or updates thereto.

4. Personal Information” means individually identifiable information that would allow Business Generator to determine the actual identity of, and contact, a specific person wheresoever located (individual or corporate).

5. Sensitive Data” includes information, comments, or content (e.g., photographs, video, profile, etc.) that the customer optionally provides that may reveal his or her ethnic origin, nationality, religion, race, ethnicity, etc.

6. Site” means Business Generator’s website : www.real-timebgapp.com

7. User” means an individual person who uses Business Generator’s Services and such term includes Business Generator’s customers.

8. User Profile” means the collection of settings and information associated with a specific User and related virtual display of personal data.

9. User Support” means the provisions by Business Generator of technical assistance to its Users.

10. Web Beacons” (also known as clear gifs, pixel tags, or web bugs) means the tiny graphics with a unique identifier, similar in function to Cookies, that are used to track the online movements of web users or to access Cookies. Unlike Cookies, which are stored on the User's device hard drive, Web Beacons are embedded invisibly on the web pages (or in electronic mail) and are about the size of the period at the end of this sentence. Web Beacons may be used to deliver or communicate with Cookies, to count users who have visited certain pages and to understand usage patterns.

II. Information Collected by Business Generator

1. PERSONAL INFORMATION. In general, Business Generator may collect Personal Information (for User Profile building purposes and/or User Support), including Sensitive Data and other information. By providing Sensitive Data to Business Generator, you consent to the collection, use, and disclosure of the Sensitive Data as permitted by applicable privacy laws. We may also collect your geolocation information with your consent. We may collect this information through a website, mobile application, or other online services. When you provide Personal Information, the information may be sent to servers located in the United States and/or other countries globally.

2. PERSONAL AND OTHER INFORMATION. Business Generator may collect and store any Personal Information which you enter on its website or on a mobile application, or which you provide to us in some other manner. This includes (but is not limited to) identifying information, such as your name, profession, address, electronic mail address, and telephone number, and, if you transact business with Business Generator, your business and financial information such as method of payment (namely, credit or debit card number, type, expiration date, and other financial information). You may also provide to Business Generator information about your interests and activities, gender and age, and other demographic information (such as your hometown or username) which we may equally collect and store.

3. INFORMATION FROM THIRD PARTIES. Business Generator may obtain both Personal Information and non-Personal Information about you and your business from other businesses, business partners, contractors, and/or other third parties and add it to its account information or other information already collected about you. We may also receive information about you from third party social platforms (such as Facebook). When you access or use Business Generator’s website or mobile application through such a site, you effectively allow us to access or collect information made available by the third party site in accordance with its own privacy policy. This information may be available from your profile or account with such site or from Cookies placed on your device by the third-party platform.

4. INFORMATION ABOUT OTHERS. Business Generator may collect and store Personal Information about any other person that you provide to it (such as their name, profession, business, address, and electronic mail address). If you use the Services to send to others (such as to your friends, relatives, colleagues, partners, business associates, etc.) a communication or other, Business Generator may store your Personal Information, as well as the Personal Information of each such recipient in order to process those requests or facilitate future activities.

5. TECHNOLOGIES USED. Business Generator uses various technologies to collect information from your device and about your activities on our Site or application.

6. AUTOMATIC COLLECTION OF INFORMATION. Business Generator automatically collects information from your browser or device when you visit our website or application. This information could include your IP address, device ID, your browser type and language, access times, the content of any undeleted Cookies that your browser previously accepted from us and the referring website address.

7. USE OF COOKIES. When you visit Business Generator’s website or application, we may assign your device one or more Cookies, to facilitate access to our site and to personalize your online experience. Through the use of a Cookie, we also may automatically collect information about your online activity on our site, such as the pages you visit, the time and date of your visits, the links you click, and the searches you conduct on our site. During your visits to other websites or applications where we advertise, we (or third parties) may use certain data collected on our site to show you www.real-timebgapp.com advertisements. Although you may not opt out of receiving online advertisements generally, you may control the collection of data on our site used for targeted www.real-timebgapp.com advertising during your visits to other websites. The Site may contain links to other websites. Such Linked Sites are not under the control of Business Generator and Business Generator is not responsible for the contents of any Linked Site, including (but not limited to) any link contained in a Linked Site, or any changes or updates to a Linked Site. Business Generator is providing these links to the User only as a convenience, and, therefore, the inclusion of any link does not imply endorsement by Business Generator of the site or any association with its operators, owners, or sponsors.

8. THIRD PARTY SITES. Certain services made available via the Site are delivered by third party sites and organizations. By using any product, service, or functionality originating from the Site’s domain, you hereby acknowledge and consent that Business Generator must work with the hosting platform, and be required to provide non-sensitive information and data to any third party with whom Business Generator has a contractual relationship to provide the requested product, service, or functionality on behalf of the Site’s Users. All transactions will be processed by the third party payment processors whomsoever that may be.

9. OPTING OUT OF COOKIES. We do not intend, at this time, to collect any User Personal Information or Sensitive Data or other information beyond registration information. Neither do we, at this time, intend to sell any acquired information to third parties. To opt-out of www.real-timebgapp.com data collection for targeted advertising on other sites, click here: OPT OUT

Most browsers automatically accept Cookies, but you can usually modify your browser setting to decline Cookies. If you choose to decline Cookies, then you may not be able to sign in or use some of the interactive features offered by our Services. Other Cookies may reflect de-identified demographic or other data linked to the registration data you have submitted to us (such as your electronic mail address, in hashed non-human readable form). No personally identifiable information is contained in these Cookies. To opt-out of these Cookies, please go to OPT OUT.

10. USE OF WEB BEACONS. We may use standard Internet technology, such as Web Beacons, pixel tags, local storage, and other technologies that facilitate personalization to track your use of our Services. We also may use these technologies in advertisements or electronic mail messages to determine whether messages have been opened and acted upon. The information we obtain in this manner enables us to customize the services we offer our website or application visitors to deliver targeted advertisements and to measure the overall effectiveness of our online advertising, content, programming, or other activities.

11. THIRD PARTY ADS. We may allow service providers, Business Generator affiliated companies, advertising companies, advertisement networks, and other third parties to display advertisements on our Site. These companies may use tracking technologies, such as Cookies, to collect information about users who view or interact with their advertisements. We do not provide any non-masked or non-obscured Personal Information to these third parties.

12. USE OF INFORMATION. As a general matter, we may use information that we collect about you to, inter alia:

Deliver our products and services, and manage our business;

Manage your account and provide you with customer support;

Perform research and analysis about your use of, or interest in, our products, services, or content, or products, services, or content offered by others;

Communicate with you by electronic mail, postal mail, telephone and/or mobile devices about products or services that may be of interest to you either from us, other Business Generator companies, or other third parties;

Develop and display content and advertising tailored to your interests on our Site and other sites, including providing our advertisements to you when you visit other sites;

Perform advertisement tracking and website or mobile application analytics;

Enforce or exercise any rights in our terms and conditions;

Perform functions as otherwise described to you at the time of collection; and/or

Register you with and display your profile on other websites or applications owned by the Business Generator Group of Companies.

13. USE OF FINANCIAL INFORMATION. Business Generator may use your financial information or method of payment information to: (i) process payment for services and purchases; (ii) enroll you in programs in which you elect to participate; (iii) protect against or identify possible fraudulent transactions; and (iv) otherwise, as needed, to manage our business.

14. USE OF PERSONAL INFORMATION. If your Personal Information is submitted when applying for employment with Business Generator, the information will be used solely in connection with considering and acting upon your application. We may retain your Personal Information, but only for the purpose of considering your application for current or future available employment positions. This information, which may include your name and contact information, prior education and experience, and other information you provided to us, may be shared with Business Generator affiliated companies for the purpose of evaluating your qualifications for the particular position or other available positions, as well as with third-party service providers retained by us to collect, maintain, and analyze candidate submissions for job postings.

15. USE OF THIRD PARTY VENDORS. In all circumstances, we may perform these functions directly or use a third party vendor to perform these functions on Business Generator’s behalf who will be obligated to use your Personal Information only to perform services for us. Also, if you access our website, mobile applications, or other online services from a third party social platform (such as Facebook), we may share non-Personal Information with that platform to the extent permitted by your agreement with it and its privacy settings.

16. SHARING OF PERSONAL INFORMATION. We do not share your Personal Information with others except as indicated in this Privacy Policy, or when we inform you and give you an opportunity to opt out of having your Personal Information shared. We may share information, including Personal Information, with third parties that perform certain services on Business Generator’s behalf. These services may include fulfilling orders, providing customer service (including, through our users who moderate flagged content for the Business Generator community) and marketing assistance, performing business and sales analysis, advertisement tracking and analytics, member screenings, supporting our website or application functionality, and other features offered through our Services. We may also share your name, contact information, and credit or debit card information with our service providers who process credit and debit card payments. These service providers may have access to Personal Information needed to perform their functions but are not permitted to share or use such information for any other purpose.

17. SHARING OF PERSONAL INFORMATION. When you register or make purchases on our Services, or click-through our advertisements offered on third party websites or applications, we may share Personal Information with the businesses with which we partner to offer you the applicable products, services, or any advertisements. When you elect to engage in a particular offer or program, you authorize us to provide your electronic mail address and other information to that merchant. To opt-out of Cookies that may be set by third party data or advertising partners, please go to OPT OUT.

18. BUSINESS GENERATOR GROUP OF COMPANIES. Business Generator is part of the Business Generator Group of Companies, which as of the date of this Privacy Policy includes other websites and apps. We may share information we collect, including your profile and Personal Information (such as your name and contact information, photos, activities and transactions on our website), with the Business Generator Group of Companies. As part of our online service, your profile may be registered on and/or appear in search results or other areas of other websites owned by the Business Generator Group of Companies.

19. DISCLOSURE OF INFORMATION. We also may disclose your information, including Personal Information, as follows:

In response to a subpoena or similar investigative demand, a court order, or as request for cooperation from a law enforcement or other government agency; or otherwise as required by law. In such cases, we may raise or waive any legal objection or right available to us.

When we believe disclosure is appropriate in connection with efforts to investigate, prevent, or take other action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend the rights, property or safety of our company, our Users, our employees, or others; to comply with applicable law or cooperate with law enforcement; or to enforce our website terms and conditions or other agreements or policies.

In connection with a substantial corporate transaction, such as the sale of our business, a divestiture, merger, consolidation, or asset sale, or in the unlikely event of bankruptcy.

20. LAWFUL USE OF SITE. As a condition of the User’s use of the Site, the User warrants to Business Generator that the User will use the Site solely for lawful purposes. Any use that is unlawful or prohibited by this Privacy Policy voids the agreement between Business Generator and the User regarding the User’s use of the Site. The User may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of the Site. The User may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site. All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of Business Generator, or its suppliers, and it is protected by copyright and other laws that protect intellectual property and proprietary rights. The User agrees to observe and abide by all copyright and other proprietary notices, legends, or other restrictions contained in any such content and will not make any changes thereto. The User will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. Business Generator content is not for resale. The User’s use of the Site does not entitle the User to make any unauthorized use of any protected content, and, in particular, the User will not delete or alter any proprietary rights or attribution notices in any content. The User will use protected content solely for the User’s personal use, and will make no other use of the content without Business Generator’s express written permission and that of the copyright owner. The User agrees that the User does not acquire any ownership rights in any protected content. We do not grant the User any licenses, express or implied, to Business Generator’s intellectual property or that of our licensors, except as expressly authorized by this Privacy Policy.

21. SHARING OF NON-PERSONAL INFORMATION. We may share non-Personal Information we collect under any of the above circumstances. We may also share it with the Business Generator Group of Companies and third parties to develop and deliver targeted advertising on our Services and on websites or applications of third parties, and to analyze and report on advertising you see. We may combine non-Personal Information we collect with additional non-Personal Information collected from other sources. We also may share aggregated, non-Personal Information, or Personal Information in hashed, non-human readable form, with third parties, including advisors, writers, researchers, partners, advertisers, and investors for the purpose of conducting general business analysis, advertising, marketing, or other business purposes. For example, we may engage a data provider who may collect web log data from you (including, IP address and information about your browser or operating system), or place or recognize a unique Cookie on your browser to enable you to receive customized ads or content. The Cookies may reflect de-identified demographic or other data linked to data you voluntarily have submitted to us (such as your electronic mail address), that we may share with a data provider solely in hashed, non-human readable form. We may also share your geolocation information in de-identified form with the Business Generator Group of Companies and third parties for the above purposes. To opt out of the sharing of your geolocation information, please discontinue use of your Business Generator application.

22. GLOBAL OPERATIONS. We are a growing company with Users and operations in multiple jurisdictions. We have developed data practices designed to assure information is appropriately protected but we cannot always know where Personal Information may be accessed or processed. While our primary data centers are in the United States, we may transfer Personal Information or other information to data centers outside of the United States. In addition, we may employ other companies and individuals to perform functions on our behalf. If we disclose Personal Information to a third party or to our employees outside of the United States, we will seek assurances that any information we may provide to them is safeguarded adequately in accordance with this Privacy Policy and the requirements of the applicable privacy laws and regulations.

23. TRANSFER OF PERSONAL DATA. If you are visiting from the European Union or other regions with laws governing data collection and use, please note that you are agreeing to the transfer of your personal data, including Sensitive Data, by Business Generator from your region to countries which do not have data protection laws or regulations that provide the same level of protection that exists in countries in the European Economic Community, including the United States. By providing your Personal Information, you consent to any transfer and processing in accordance with this Privacy Policy.

24. PRIVACY PREFERENCES SETTINGS. At this time, our website does not recognize automated browser signals regarding tracking mechanisms, which may include “do not track” instructions. However, you may be able to change your privacy preferences regarding the use of Cookies and similar technologies through your browser, as described above.

25. THIRD-PARTY WEBSITES. There are a number of places on our Services where you may click on a link to access other websites that do not operate under this Privacy Policy. For example, if you click on an advertisement on our Services, you may be taken to a website that we do not control. These third-party websites may independently solicit and collect information, including Personal Information, from you and, in some instances, provide us with information about your activities on those websites. We recommend that you consult the privacy statements of all third-party websites you visit by clicking on the "privacy" link typically located at the bottom of the webpage you are visiting.

26. ONLINE UPDATE OF PERSONAL INFORMATION. If you have an online account with us, you have the ability to review and update your Personal Information online by logging into your account and clicking on “Settings”. Applicable privacy laws may allow any individual the right to access and/or request the correction of errors or omissions in his or her Personal Information that is in our custody or under our control.

We will assist the individual with the access request, and this will include identification of Personal Information under our custody or control and information about how Personal Information under our control may be or has been used by us.

We will respond to requests within the time allowed by all applicable privacy laws and will make every effort to respond as accurately and completely as possible. Any corrections made to Personal Information will be promptly sent to any organization it was disclosed to.

27. ACCESS TO PERSONAL INFORMATION. In certain exceptional circumstances, we may not be able to provide access to certain Personal Information we hold. For security purposes, not all Personal Information is accessible and amendable by us. If access or corrections cannot be provided, we will notify the person making the request within thirty (30) days, in writing, of the reason(s) for the refusal.

28. DELETION OF ACCOUNT. If you have an online account with us, you may delete or disable your account at any time by visiting the "Settings" page for your account. If you delete or disable your account, we will retain certain data for analytical purposes and record keeping integrity, as well as to prevent fraud, collect any fees owed, enforce our terms and conditions, take actions we deem necessary to protect the integrity of our Services or our Users, or take other actions otherwise permitted by law. In addition, if certain information has already been provided to third parties as described in this Privacy Policy, retention of that information will be subject to those third parties' policies.

29. PROVISION OF LIMITED INFORMATION. You can choose not to provide us with certain information, but that may result in you being unable to use certain features of our Services because such information may be required in order for you to: register as a member; purchase our Services or other services or products; ask a question; or initiate other transactions on our Services.

30. RECEIVING ELECTRONIC MAIL MESSAGES. When you register on our Services, you consent to receive electronic mail messages from us. At any time you can choose to no longer receive commercial or promotional electronic mails from us by submitting this request to [ENTER LINK TO REQUEST NO ELECTRONIC MAIL MESSAGES]. You may be given the opportunity, in any commercial electronic mail that we send to you, to opt out of receiving such messages in the future. We request a reasonable time to process an opt-out request. We may send you other types of transactional and relationship electronic mail communications, such as service announcements, administrative notices, and surveys, without offering you the opportunity to opt out of receiving them. Please note that changing information in your account, or otherwise opting out of receipt of promotional electronic mail communications, will only affect future activities or communications from us. If we have already provided your information to a third party (such as a service provider) before you have changed your preferences or updated your information, you may have to change your preferences directly with that third party.

31. DELIVERY OF NOTIFICATIONS. Our applications may also deliver notifications to your telephone or mobile device. You can disable these notifications in your device’s settings in your account under “Settings” or by deleting the relevant application.

32. INFORMATION SECURITY. We take appropriate security measures (including, physical, electronic, and procedural measures) to help safeguard your Personal Information from unauthorized access and disclosure. We want you to feel confident using our Services to transact business. However, no system can be completely secure. Therefore, although we take steps to secure your information, we do not promise, and you should not expect, that your Personal Information, searches, or other communications will always remain secure. Users should also take care with how they handle and disclose their Personal Information and should avoid sending Personal Information through insecure electronic mail. Please refer to the Federal Trade Commission's website for information about how to protect yourself against identity theft.

33. SECURITY BREACH NOTICES. You agree that we may communicate with you electronically regarding security, privacy, and administrative issues, such as security breaches. We may post a notice on our Service if a security breach occurs. We may also send an electronic mail to you at the electronic mail address you have provided to us. You may have a legal right to receive this notice in writing. To receive free written notice of a security breach (or to withdraw your consent from receiving electronic notice), please notify us at [ENTER LINK TO RECEIVE SECURITY BREACH NOTICES].

34. POSTING OF INFORMATION. We provide areas on our Services where you can post information about yourself and others and communicate with others or upload content such as photographs. Such postings are governed by our Terms & Conditions. In addition, such postings may appear on other websites or when searches are executed on the subject of your posting. Also, whenever you voluntarily disclose Personal Information on publicly-viewable web pages, that information will be publicly available and can be collected and used by others. For example, if you post your electronic mail address, you may receive unsolicited messages. We cannot control who reads your posting or what other Users may do with the information you voluntarily post, so we encourage you to exercise discretion and caution with respect to your Personal Information.

35. USE OF SERVICES AGE RESTRICTION. Although our Services target a general audience, we restrict the use of our Services to individuals aged twenty-one (21) years and above. We do not knowingly collect Personal Information from individuals under the age of twenty-one (21) years, unless we have obtained in advance the express consent of the guardian of any such individual.

36. SITE ACCESS AND USE LICENSE. Users are granted a non-exclusive, non-transferable, revocable license to access and use the Site strictly in accordance with this Privacy Policy. We reserve the right to moderate the content and to suspend accounts for inappropriate activities.

37. INDEMNIFICATION. This Privacy Policy does not create rights enforceable by third parties or require disclosure of any Personal Information relating to the Users of the Services. The User agrees to indemnify, defend, and hold harmless Business Generator, its officers, directors, employees, agents, and third parties, for any losses, costs, liabilities and expenses (including, but not limited to, attorneys' fees) relating to or arising out of the User’s use of or inability to use the Site or services, any User postings made by the User, the User’s violation of any terms of this Privacy Policy or the User’s violation of any rights of a third party, or the User’s violation of any applicable laws, rules, or regulations. Business Generator reserves the right, at its own cost and expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by the User, in which event the User will fully cooperate with Business Generator in asserting any and all available defenses.

38. LIABILITY DISCLAIMER. THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. BUSINESS GENERATOR MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME. BUSINESS GENERATOR MAKES NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND/OR RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND/OR RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. BUSINESS GENERATOR HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND/OR RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE. AND NON-INFRINGEMENT. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL BUSINESS GENERATOR BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES, OR ANY DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND/OR RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE, EVEN IF BUSINESS GENERATOR HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO THE USER. IF THE USER IS DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THE HEREIN TERMS AND CONDITIONS OF USE, THE USER’S SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

39. UPDATES. Business Generator will occasionally update this Privacy Policy. When we post changes to this Privacy Policy, we will revise the "last updated" date at the top of this Privacy Policy. We recommend that you check our website from time to time to inform yourself of any changes in this Privacy Policy or any of our other policies.

40. CONTACT INFORMATION. If you have any questions about this Privacy Policy, please contact us by electronic mail or postal mail as follows:

Business Generator, Inc.

P.O. Box 268

Loganville

Pennsylvania 17342

United States of America

info@businessgeneratorapp.com

www.real-timebgapp.com

41. ENTIRE AGREEMENT. Unless  otherwise  specified herein,  this  Legal Information: Privacy Policy and Terms and Conditions of Service Agreement sets forth the entire understanding of the parties with respect to its subject matter and supersedes any and all prior agreements and understandings related to its subject matter. This Legal Information: Privacy Policy and Terms and Conditions of Service Agreement, and all controversies arising from or relating to its performance, shall be governed by the laws of the State of Maryland, United States. A printed version of this Legal Information: Privacy Policy and Terms and Conditions of Service Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to thereto to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this Legal Information: Privacy Policy and Terms and Conditions of Service Agreement and all related documents be written and amended in the English language.

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